Holiday Tips 
and 
Money Savers!

How about sharing what you do to save precious $$$ during the holidays?
Make your own wrapping paper...ribbons?
Do you pick names so buying gifts doesn't break your budget?

1.  My hubby's family is rather large, so what we started doing about 5 years ago is all getting together a couple weeks before Christmas, and having an ornament exchange.
Anyone who attends has to bring a nice ornament that's wrapped...then we draw numbers to see who picks first, then the fun begins when we all start exchanging them.
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